Service
Charges W.E.F. 02/01/2024
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Sr.No.
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Description
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Minimum Balance
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1
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Current A/C
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RS. 1500/-
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2
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Saving A/C (Without Cheque book)
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RS. 500/-
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3
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Saving A/C (With Cheque Book/ECS instructions)
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RS. 1000/-
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4
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Student Savings Bank Deposit Scheme
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RS. 100/-
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Quarterly Service Charges
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Sr.No.
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Description
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Charges
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1
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Current A/C
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RS. 59/- Quarterly
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2
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Cash Credit A/C
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RS. 59/- Quarterly
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3
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Overdraft
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RS. 59/- Quarterly
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Cheque /ECS Return Charges
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Sr.No.
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Description
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Charges
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1
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Inward Return Charges
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RS. 150/- + 18% GST
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2
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Outward Return Charges
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RS. 150/- + 18% GST
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3
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ECS Return Charges
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RS. 200/- + 18% GST
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4
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Mandate Acceptance Charges
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RS. 50/-
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Remittances
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Sr.No.
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Description
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Charges
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1
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DD on Mumbai, Pune & Other
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Minimum RS.50/- or RS. 5/- per thousand Max RS.
500/-
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2
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Issue of Duplicate DD
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RS. 50/- per pay order / DD
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3
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Cancellation/Revalidation of Pay order / DD
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RS. 50/- per pay order / DD
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4
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RTGS / NEFT Charges
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Inward-Nil
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Outward RS. 1.00 to 2.00 lac RS. 25/- & Above
RS. 2.00 lac RS. 50/-
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Loans & Advances
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Sr.No.
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Description
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Charges
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1
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Sale of Loan application forms
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RS. 150/- + 18% GST per form
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2
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Visit Charges
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RS. 200/- upto loan RS. 10.00 lac,RS. 500/- above
loan RS. 10.00 lacs
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3
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No Dues Certificate
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Nil
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4
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Legal charges & Valuation Charges
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Actual Expenses
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5
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Loan Proposal Processing charges
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0.5% of Loan Amount
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Minimum RS. 1000/-
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Auto Rickshaw- RS. 750/-
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6
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Documentation Charges (Including Loan against
Govt. Securities Case)
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As Applicable or at actual
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7
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Gold Loan Valuation Charges
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Actual Expences on Valuation
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8
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Loan Recovery Charges
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Local - Rs. 100/- per visit between Pune City
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RS. 200/- per visit or outside Pune city &
outstation at actual
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9
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Solvency Certificate
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0.50% of the Certificate amount , Maximum RS.
50000/-
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Bank
Guarantee
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Our Bank - 2% p.a.
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Other Bank - Their commission + 1% our commission
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Cheque Book & Service Charges
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Sr. No.
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Description
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Charges
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1
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Saving A/C
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RS. 2/- per leaf
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2
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CA/CC
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RS. 3/- per leaf
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3
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Standing Instruction
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RS. 10/-
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4
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Stop Payment Instructions
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RS. 100/- per Instrument , Max RS. 500/-
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5
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Duplicate Passbook
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RS. 50/-
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6
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Closure of Account within 1 year of opening
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a.
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SB A/C
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RS. 250/-
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b.
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Current A/C
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RS. 500/-
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c.
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FD(within 30-Days From Date of Opening(except
Auto Renewal))-
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NIL
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7
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Duplicate ATM Card
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RS. 200/- + 18% GST
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8
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SMS Alert
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RS. 10/- Quarterly
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Locker
Rent
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As per Locker sizes in branches
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Misc Service Charges
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Sr.No.
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Description
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Charges
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1
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Signature Verification
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RS. 100/-
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2
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Stock Statement penalty charges
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RS. 200/- per default
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Membership
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Sr.No.
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Description
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Charges
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1
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Nominal
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RS. 100/-
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2
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Regular
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Share Amount + Entrance Fee RS. 100/-
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Premature
Closure of Loan A/C
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No Charges if closed from own sources or as per
instructions from Lonavala Sahakari Bank.
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Note
Counting Charges
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Daily 5 bundles free upto Rs. 200 denomination and
above that Rs. 50/- per bundle on monthly basis
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ATM
Transaction Charges
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First 5 transactions free
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After 5 financial transactions - RS. 17/- + 18%
GST
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Non financial transactions - RS. 6/- + 18% GST
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* All above charges are in RS. & GST as
applicable
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